Easier Auto Credit Comes With Record Use of Longer Loans

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Auto-credit availability reached its highest level since April 2015, while loans longer than 72 months accounted for a record 31.8% of September originations in Dealertrack’s dataset.

Category: Automotive Business / Consumer Affordability
Source: Cox Automotive — Dealertrack Credit Availability Index
Published: October 13, 2026
Link: Read Cox Automotive’s September credit analysis

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